Most months fail in the same quiet way: the money moves, the paperwork doesn't, and by the 25th nobody can say what happened. These two pages slow that down. Page 1 holds what comes in and what's already promised - four income rows, a fixed-expense table with the usual suspects pre-labeled, and six lines for everything that moves. Page 2 adds it up, recaps five categories, and leaves room for a note to next month. Print it once, write on it all month, and start next month's copy from the note. If you'd rather have the spreadsheet that does the summing for you, it's linked at the bottom.
How to use this page: print at 100% scale - both pages come out on two sheets. Write the month at the top of page 1. Fill the fixed-expense table first, because those rows are already decided whether or not they're written down. Variable lines fill themselves as the month runs. Page 2 is for month end: totals by hand, five category lines from your receipts, and the next-month note while this month is still fresh.
Nothing here computes anything. The tables hold the shape - what came in, what was already owed, what moved anyway - and your handwriting holds the numbers. The gray row on page 2 is an example of how a recap line reads, not a suggestion about your groceries.
What comes in, what's already promised, what moves. Amounts by hand, every one of them yours.
Month:
| Income | ||
|---|---|---|
| # | Where it comes from | Amount |
| 1 | ||
| 2 | ||
| 3 | ||
| 4 | ||
| Fixed expenses - the same most months | |||
|---|---|---|---|
| # | What it is | Amount due | Paid |
| 1 | Rent or mortgage | ☐ | |
| 2 | Utilities | ☐ | |
| 3 | Phone | ☐ | |
| 4 | Transport | ☐ | |
| 5 | ☐ | ||
| 6 | ☐ | ||
| 7 | ☐ | ||
| 8 | ☐ | ||
| Variable spending - changes month to month | ||
|---|---|---|
| # | What it was | Amount |
| 1 | ||
| 2 | ||
| 3 | ||
| 4 | ||
| 5 | ||
| 6 | ||
Month end. Add page 1 by hand, recap five categories, leave a note for next month.
| Category mini recap - five lines, month end | |||
|---|---|---|---|
| # | Category | Planned | Actual |
| ex 1 | Groceries | ||
| 2 | |||
| 3 | |||
| 4 | |||
| 5 | |||
| 6 | |||
The gray recap row shows the shape: a category name, a planned line, an actual line, nothing pre-filled. Nobody sums your columns for you on paper. That's the point of page 2 - the four totals are your own arithmetic, done once, on purpose.
"A one-workbook personal budgeting system for Excel and Google Sheets: log daily income and expenses with dropdowns, read the month-by-month picture on a dashboard that computes itself, hold each category to a monthly budget, and watch three savings goals fill up." - the product README
SUMIFS over your transaction log, plus net, savings rate, YTD totals, and three savings-goal progress bars that redraw as you type.REPT text bars, so they work in Excel, Google Sheets and LibreOffice with no add-ons.If cash categories fit your spending better than lines on a table, the cash envelope budget printable covers the envelope version. For a season that already has its own sheet, see the free Christmas budget planner or the one-page December budget planner. And if the thing being organized is a balance heading down, the debt payoff tracker page pairs with this one.
Honest note: these two pages are a structure on paper, nothing more. They are not financial advice - nothing here tells you how much to earn, spend, or set aside, and no number on the sheet means anything until you write it. The totals are your own arithmetic; the tips above are opinions from use, not research findings.
one-time · instant download · works in Excel, Google Sheets and LibreOffice · or browse the catalog first