Ten bills, one page, nothing to install. This bill payment tracker is a monthly bill tracker you can print free: page 1 holds ten write-in rows, each with the bill's name, its due date, the amount, and a paid circle to fill the day money actually moves. Page 2 adds an autopay audit box for the bills that charge themselves and one line for late fees as your statements show them. The sheet records what you owe and what cleared; it pays nothing and reminds nobody.
How to use this page: print both pages at 100% scale (the site chrome drops out on paper). On page 1, list the bills that arrive in a normal month; most people fit theirs in ten rows, and a second copy covers the rest. On page 2, the autopay audit lines record what your bank or card charges on its own, and the late-fee line copies whatever your billers print. Reprint the whole set each month.
Matchbook Labs · printable · page 1 of 2
Bills for this month
Month:
Paid circle: fill or cross it the day the payment clears your account, at the amount the bill itself printed.
| Bill | Due date | Amount | Paid |
|---|---|---|---|
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| ○ | |||
| ○ | |||
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Ten rows, all write-in: bill, due date, amount, paid circle. Rent, power, water, phone, internet, insurance, whatever your month holds. An eleventh bill gets the back of the sheet or a reprint.
Matchbook Labs · printable · page 2 of 2
Autopay audit and late-fee note
For the bills that charge without a hand involved, and the fees statements mention.
Autopay audit — 4 lines
Four autopay bills, one pass each: which bill, the day it charges, the last amount that came out, and whether that amount still matches what the bill said. Copy from the statement, not from memory.
Late-fee note — 1 line
One line for what a biller charged past due, in the exact number the statement printed. Blank stays blank.
This sheet records bills, due dates, amounts, autopay charges, and fees as statements print them. It holds no advice on when to pay, what to sign up for, or how anyone's money should be handled; the cells copy your numbers, they do not supply them.
Fits A4 and US Letter at 100%. Grayscale prints fine.
A tracker, two pages, pen-first. It records the bills a month holds, the dates they come due, the amounts they print, the payments that cleared, the autopay charges that hit on their own, and the fees statements mention. It predicts nothing, pays nothing, signs nothing up, and recommends nothing. Nothing on this page is financial advice. What it does is put a month of bills on paper you can hold, so the next one starts from rows you filled in instead of dates you are recalling.
Paper answers one month. The Personal Budget Tracker workbook answers the year: every payment lands in a Transactions sheet with a dropdown category over 100 pre-wired rows, each month reads out on a dashboard that computes itself, and the numbers stop depending on handwriting. Verbatim from the product README:
A one-workbook personal budgeting system for Excel and Google Sheets: log daily income and expenses with dropdowns, read the month-by-month picture on a dashboard that computes itself, hold each category to a monthly budget, and watch three savings goals fill up.
What the formulas do
- Monthly income/expenses:
SUMIFSover the Transactions amount columns, filtered by a date range built withDATE(2026,month,1)toDATE(2026,month+1,1)- 24 cells, no pivot tables- Net and YTD: subtraction and plain
SUM; savings rate is net divided by income, blank when income is zero- Category actuals:
SUMIFSmatching the category text and the selected month (picked in a dropdown cell, B2)- Variance: budgeted minus actual, with an under/over status flag
- Savings goals: % complete is saved divided by target (guarded against blanks and zero targets); the dashboard progress bar is a
REPTtext bar that works in Excel, Google Sheets and LibreOffice- Dropdowns: Transactions category reads the editable list on the Categories sheet; method is a fixed list; the month picker is a 1-12 dropdown
Personal and commercial use allowed - track your own money, use it with clients, as many copies as you like. No resale or redistribution of the pack itself, as-is or with minor edits.
Quoted verbatim from the Personal Budget Tracker Spreadsheet product README.
Get the Personal Budget Tracker Spreadsheet - Excel + Google Sheets →one-time · instant download · works in Excel, Google Sheets and LibreOffice · or browse the catalog first