HUD FMR Florida: fair market rent data for Florida, FY2026

Florida in the FY2026 FMR files

Filtering the HUD FMR FY2026 pack on state = FL matches 1,555 of the 51,895 ZIP rows, about 3 percent of the file. The county file adds 67 Florida county rows, one per county, and the 52-row state summary carries one Florida row. Together the three files give you the state at three levels: ZIP, county, and one-line summary.

Florida is a metro-heavy state. Of the 1,555 ZIP rows, 1,391 sit in metro FMR areas and 164 in nonmetro counties. Across 52 distinct HUD areas, 30 are metros that publish ZIP-level Small Area FMRs and 22 are nonmetro counties that carry a county-level value, so nonmetro ZIPs repeat their county number while metro ZIPs vary inside the metro.

Florida metros, examples from the FY2026 CSV

The big metros carry most of the row count, and each one spans a wide 2BR range because ZIP-level values replace the old metro-wide single number. Every figure below comes straight from fmr-by-zip-2026.csv:

Miami prices apart from everything else in the state. Its cheapest ZIP starts at 1,890 for a 2BR, above the Florida median of 1,800, and its ceiling of 3,650 is the highest 2BR value anywhere in the 51,895-row file. Fort Lauderdale is close behind with a 1,800 floor. Jacksonville prices like a middle-market metro despite its size: 82 ZIPs running 1,080 to 2,490, a floor shared with Tampa. The metro-level geography behind this table is covered in HUD metro area list, which ranks all 649 FY2026 areas by ZIP count.

Query the file for Florida

Filtering on the state column is the fastest way in. In a spreadsheet, filter the state column for FL. For scripts and agents, the dataset-mcp server takes a where clause, setup on the For agents page. This query runs against the full ZIP file:

query_dataset(
  "hud-fmr-2026",
  {
    "where": [{ "column": "state", "op": "=", "value": "FL" }],
    "columns": ["zip", "area_name", "fmr_2br"],
    "limit": 5
  }
)

Output from a September 2026 test run, matching 1,555 Florida ZIP rows:

Results start in Cape Coral because rows return in file order, not alphabetical order. A filter on both state and metro narrows it to one metro, for example Miami, and the CSV vs API decision guide covers when querying beats downloading the whole file.

Florida at a glance, from the state summary row

The state summary file condenses Florida to one row. In FY2026 the state-wide 2BR median across Florida ZIPs is 1,800, the cheapest ZIP values out at 970, and the priciest ZIP reaches 3,650. Set next to the national median of 1,150 across all 51,895 ZIP rows, Florida runs 650 dollars hotter, and the gap comes from the top: the South Florida metros price at two to three times the Panhandle floor. The summary also names the extremes at the county level: Monroe County holds the highest 2BR in the state at 2,504, and Calhoun County the lowest at 973. The full 52-row file, Florida included, is available as a free CSV download, so you can put Florida next to the other 51 states without paying anything.

For the row-by-row work behind these numbers, HUD FMR by ZIP code walks one ZIP lookup end to end and HUD FMR by county explains the county rollup, including why some counties report both a median and a max. For the other big-state pull, HUD FMR for Texas counts 3,247 ZIP rows and prices the whole state below the Florida median.

HUD FMR Florida questions

How many Florida rows are in the HUD FMR data?

The FY2026 ZIP file holds 1,555 Florida rows out of 51,895 total, one row per Florida ZIP code, about 3 percent of the file. The county file adds 67 Florida county rows, one per county, and the 52-row state summary carries one Florida row with the state median, the highest county, and the lowest county.

Why are Florida FMRs higher than the national median?

In FY2026 the state-wide 2BR median across the 1,555 Florida ZIP rows is 1,800 dollars, 650 above the national median of 1,150 across all 51,895 ZIP rows. The South Florida metros drive the top of the range: Miami ZIPs start at 1,890 for a 2BR and reach 3,650, the highest value in the file. Middle-market metros like Tampa and Orlando span 1,080 to 2,970 and 1,330 to 2,760, while Panhandle nonmetro counties sit near the floor.

What is the cheapest and most expensive 2BR FMR in Florida for FY2026?

Florida ZIP-level 2BR FMRs run from 970 dollars at the low end to 3,650 at the high end, the widest spread of any single state pull from this file. The state summary names Monroe County as the highest-rent county at a 2BR of 2,504 and Calhoun County as the lowest at 973. The state-wide median across the 1,555 Florida ZIP rows is 1,800.

Get the full dataset

The free 22-row sample shows the schema. The full pack carries all 1,555 Florida ZIP rows inside the 51,895-row ZIP file, the county file (3,229 rows), the state summary (52 rows), the data dictionary, and source checksums.

Checkout and download run through Getly. Source: US Department of Housing and Urban Development, FY2026 Fair Market Rent release, huduser.gov. US government data, public domain.